Last updated: May 18, 2016
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
Unless otherwise stated, ICPM and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
You must not:
• republish material from this website (including republication on another website);
• sell, rent or sub-license material from the website;
• show any material from the website in public;
• reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;
This website is provided “as is” without any representations or warranties, express or implied. [NAME] makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, ICPM does not warrant that:
• this website will be constantly available, or available at all;
You may view, download for caching purposes only, and print pages [or [OTHER CONTENT]] from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
While ICPM attempts to maintain this website current and accurate, information on the website can change anytime and the Plan cannot guarantee the completeness, currency or accuracy of all information. This website is not intended to provide any specific financial, legal, investment or tax advice. As a visitor to this website, you acknowledge and agree that any reliance and use of this website shall be at your own risk, and that the Plan does not accept responsibility for any use made of the website, including any damages that may be suffered if you transmit confidential or sensitive information through the website or if the website communicates such information to you through use of the website or at your request over the Internet.
Links to other sites not operated by the Plan are provided as references or tools to help visitors identify, locate or use resources of interest. The links and resources should not be construed as approval, recommendation or endorsement by the Plan of the services, products or information provided on the linked sites. The Plan assumes no liability or responsibility for the content, accuracy, failure to operate or appropriateness of the links or of any material contained on the linked sites.
This website and related online materials contain proprietary information including, but not limited to, text, images, logos, icons videos, data, designs, software and graphics protected by intellectual property rights and owned by the Plan or other entities, and all rights therein are reserved by their respective owners. You may only use this website and the material available on this website strictly for your personal and non-commercial purposes, including printing materials and displaying the website and materials on your computer or mobile device. Except for such limited use rights, no part of this website may be reproduced in whole or in part, stored in any medium, transmitted in any form or by any means, re-published, exploited, re-distributed or publicly shown, or used to create derivative works without the written permission of the Plan. Any permitted use of the materials on this website is subject to ensuring that any copyright, trademark or other proprietary notices remain on materials and/or is used with the materials. Any unauthorized use or modification may result in misappropriation or infringement of intellectual property and other proprietary rights.
In addition, this website may contain trademarks, logos and links to websites of third parties. Any domain names, URLs, trademarks or logos appearing on this website or in its content not belonging to the Plan are the sole property of their respective owners.
Cookies and Web Beacons
This website employs Cookies1 and Web Beacons2 or other similar technologies to evaluate the performance, functionality and use of the website. This information may include the pages visited, the type of web browser used, the level of encryption supported by the browser, as well as users’ Internet Protocol (IP) addresses. The Plan may also use such technologies to collect information about online activities and preferences. Examples include, but are not limited to, web pages visited, length of visits, and successful downloads. This information may be used together with other information to: help us better understand user interests, preferences and needs; provide users with a customized online experience; and present new tools and website functions.
Cookies are a commonly used technology and many web browsers default to automatically accept Cookies. You can set your Internet browser to notify you before a Cookie is set, providing you the opportunity to decide whether to accept it. If you decide that you do not wish to receive Cookies, refer to your browser’s online help manual for further instructions and information on setting Cookie preferences. You can also set your browser to immediately reject Cookies. If you select this option, you may continue to browse this website; however, you should be aware that certain features of the website may not function properly without Cookies. You should note that if you are a Plan member and would like to use areas of the website reserved for Plan members (e.g., iAccess Web), you will be required to accept Cookies in order to maintain session integrity and enhanced security.
Secured Plan members areas
This website includes areas that are for members of ICPM only, the use of which are reserved for members of the Plan. Through such areas, Plan members can access member specific services and information, and members should take care to maintain the secrecy of their passwords and login information for this access. In delivering these Plan-related services and information, the secured Plan member areas may collect and use personal information from members, including to determine benefit entitlements and process benefit applications, communicate information about the Plan to members, understand and analyze individual pension needs, develop services for members, assess quality of services provided, and to comply with applicable laws. Access to and use of ICPM members only area are subject to additional terms and a privacy statement (“Statement”) applicable to such areas, and by accessing or using such areas you acknowledge that you are a ICPM member who has reviewed and agreed to abide by those additional terms and the Statement.
1. Cookies are a string of data sent between a server and a web browser to help facilitate the use of a website and to help understand how a website is being used. Cookies are not used to retrieve any data from a hard drive, nor can they run a program on a computer.
2. Web Beacons are small and transparent images embedded in web pages that, when combined with Cookies, help provide a website operator with information about the use and effectiveness of a website. Most of the Cookies used by the Plan are considered “session” Cookies, meaning they are not written to your hard drive and are only available for the duration of the session (i.e., log out or close your browser).